Operated by Baba Lease and Investment Private Limited · RBI-Registered NBFC

Personal loan up to ₹2,00,000,
straight to your bank account.

Apply in minutes. No branch visits. No paperwork. Disbursed in 5 minutes by an RBI-registered lender you can trust.

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RBI-Registered NBFC1.1 Million+ Downloads4.6★ on Google Play100% Digital
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TAPLEND
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You are eligible for

₹2,00,000

Personal Loan

₹5,000₹2,00,000

Tenure

Up to 128 days

Instalment

₹7,050

Interest

36% p.a.

Disbursal

Instant

Apply Now →
RBI Registered
Disbursed in 5 min

RBI-registered lender

Licensed & supervised NBFC

Data encrypted

256-bit SSL at all times

No hidden charges

What you see is what you pay

Disbursed in 5 min

Once loan is approved

How It Works

Four steps to your loan

1

Download the app

Available free on Google Play Store. Takes under a minute to install.

1 min
2

Complete KYC

PAN, Aadhaar, and a quick selfie. Fully digital — no branch visits needed.

3 min
3

Get approved

Our system evaluates your application and sends an offer within 1 minute.

1 min
4

Money in your account

Accept the offer and funds hit your bank account in seconds.

In seconds

Loan Details

Loan at a glance

Key Terms

Loan amount₹1,000 – ₹2,00,000
TenureUp to 128 days
Interest rate (ROI)36% p.a.
APRUp to 75.99%
Processing fee10% + GST
Risk Assessment fee2% + GST
Doc signing fee₹25
Prepayment / ForeclosureAllowed (4%)
Representative Example (as required by RBI)

This example is indicative. Actual rates depend on your credit profile.

Loan amount₹50,000
Tenure128 days (8 installments)
Interest rate (ROI)36% p.a.
Processing fee (10%)₹5,000 (10%)
Risk assessment fee (2%)₹1,000 (2%)
Doc signing fee₹25
GST on fees (18%)₹1,084.50
Total charges (incl. GST)₹7,110 (incl. GST)
Total interest₹6,400
EMI per instalment₹7,050
APR75.99%
Amount disbursed₹42,890
Total repayment₹56,400

Why Choose Us

The lender you can rely on

In a market full of unregulated apps, Taplend stands apart — RBI-licensed, fully transparent, and always on your side.

RBI-Registered NBFC

Baba Lease and Investment Private Limited is licensed and supervised by the Reserve Bank of India. Your money is in safe hands.

Transparent pricing

No hidden fees, no surprise deductions. Every charge is disclosed upfront before you accept the loan.

Fast disbursal

Funds reach your account in as little as 5 minutes after approval — even on weekends and public holidays.

Minimal documents

Just PAN, Aadhaar, a bank statement, and a selfie. No branch visits. No salary slips for most applicants.

Flexible tenure

Choose repayment between 1 and 12 months to fit your budget. Foreclose early with zero charges.

Bank-grade data security

256-bit SSL encryption, RBI-compliant data practices, and a strict no-sharing policy with unauthorised third parties.

Am I eligible?

Eligibility & Documents

Eligibility Criteria

  • Indian resident aged 21–58 years
  • Salaried or self-employed individual
  • Minimum monthly income requirement
  • Active bank account with 3-month history
  • Valid PAN and Aadhaar card

Documents Required

  • PAN card (mandatory for all)
  • Aadhaar card for address & identity
  • Last 3-month bank statement (PDF)
  • Selfie for video KYC
  • Salary slips (salaried, if required)
  • Business proof (self-employed, if required)

Loan For Every Need

What will you use it for?

From medical emergencies to home repairs, Taplend personal loans cover all your financial needs.

🏥

Medical Emergency

Unplanned hospital bills shouldn't wait

🎓

Education Fees

Tuition, coaching, and course fees

💍

Wedding Expenses

Make the big day special

🏠

Home Repair

Fix the roof before the monsoon

✈️

Travel

Book now, repay in easy instalments

🔄

Debt Consolidation

One affordable payment, fewer headaches

📈

Credit Score Improvement

Build a strong credit history with on-time repayments

💼

Advance Salary

Bridge the gap before your next payday

Regulatory Information & Transparency

As required under RBI's Digital Lending Guidelines, 2022.

Legal Entity

Baba Lease and Investment Private Limited

RBI Registration No.

N-07.00784

Registered Office

House No-17, Basement Floor, BLK-F-11, Model Town, Delhi North West – 110009, IN

Grievance Redressal Officer

Complaints not resolved within 30 days may be escalated to the RBI Sachet portal (sachet.rbi.org.in).

FAQ

Common questions

Taplend is a India’s Fastest growing new-age Personal Loan app that offers instant loans online starting from ₹ 1,000 up to ₹ 50,000. Apply for an instant loan and receive up to ₹ 50,000 as a direct cash transfer to your bank account.You can use our quick loans for any purpose you like such as financing short domestic or international trips, education, shopping, to covering wedding expenses, debt consolidation, emergency home repairs or medical bills etc.

Any Indian individual above the age of 21 years, who is salaried or has a monthly source of income may apply for a Personal Loan through the Taplend Platform.

Applying for a Personal Loan through the Taplend Platform is simple, quick, and easy. Just follow the below steps: Install the Taplend app from the Google Play Store. Register yourself with your basic details such as First Name, Last Name, Mobile Number and Email Address. Your profile goes for preliminary evaluation if your profile passes the same you will go forward. Now you need to complete your KYC process, fill in personal and work details, verify your WhatsApp number and provide the reference contacts. Then your profile goes for final evaluation to check your eligibility for the products we offer. Once your profile passes the final evaluation now you can apply for the loan by selecting the loan amount and tenure and go through the complete loan details. Next step is to verify UPI ID and complete UPI mandate process. Final step is to go through the sanction letter and sign the Loan Agreement. After the Loan agreement is signed and the amount shall be disbursed into the bank account provided by you within 15 minutes.

Taplend lend on the basis of its proprietary algorithms which works on various sources of data like monthly income, age, credit bureau score, existing loan history etc.

Taplend is a product of Baba Lease and Investment Private Limited which is a RBI Registered NBFC.

You can read our T&C here.

You can read our Privacy Policy here.

It usually takes anywhere from 4 – 7 days to avail a Personal Loan from a bank, which also requires a lot of documentation and frequent visits to the branch office. However, the Taplend Personal Loan process is entirely online, and it hardly takes 15 minutes for the entire process depending on your information. The amount is transferred directly to your bank account, available for use anytime and anywhere at your convenience.

Taplend is a digital platform and is available across all cities in India.

You can take a loan for various reasons – It could be for Business Expenses, to take care of a medical emergency, for travel expenses or Education Expense.Situations and opportunities do not come with a notification, and we at Taplend want you to be prepared for anything and everything.

Your loan is a few taps away.

Download the Taplend app and apply in under 5 minutes. Money in your account within 5 minutes of approval.

RBI-Registered NBFCNo hidden chargesDisbursed in 5 min
Taplend Mobile App Screen