How do I get an instant personal loan?

Download the Taplend App from Google Play, complete a quick digital KYC with your PAN and Aadhaar, and receive an instant loan offer. Once accepted, money is disbursed to your bank account within 5 minutes. No branch visit required.

What is the best instant personal loan app in India?

Taplend is one of the top-rated instant personal loan apps in India, operated by Baba Lease and Investment Private Limited — an RBI-registered NBFC. It offers loans from Rs.1,000 to Rs.2,00,000 with disbursal in under 5 minutes.

How much loan can I get from Taplend?

You can get a personal loan ranging from Rs.1,000 to Rs.2,00,000 from Taplend, depending on your income, credit score, and eligibility. Loan tenure ranges up to 128 days.

How quickly will I receive emergency medical funds through Taplend?

Once your KYC is verified and loan approved, emergency funds can be disbursed to your bank account within 5 minutes — 24x7 including weekends and holidays.

Is Taplend a safe and legal loan app?

Yes. Taplend is operated by Baba Lease and Investment Private Limited, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI Registration No. B-14.03554). It complies with all RBI Digital Lending Guidelines 2022.

Who is eligible for a Taplend personal loan?

Indian residents aged 21-58 years who are salaried or self-employed, have a valid PAN and Aadhaar, and an active bank account with at least 3 months of history are eligible for a Taplend personal loan.

What documents are needed for Taplend loan?

You need only your PAN card, Aadhaar card, latest 3-month bank statement, and a selfie for video KYC. No physical documents or branch visit is required.

What is the interest rate on Taplend personal loans?

Taplend charges an interest rate of 36% per annum with an APR of up to 75.99%. Processing fee is 10% + GST, risk assessment fee is 2% + GST, and a document signing fee of Rs.25 applies.

How to get a personal loan instantly?

You can get an instant personal loan by downloading the Taplend app, verifying your KYC with PAN and Aadhaar, and receiving funds directly in your bank account within 5 minutes.

Is Taplend an RBI registered loan app?

Yes, Taplend is partnered with RBI-registered NBFCs ensuring 100% secure and compliant lending.

What is the maximum loan amount on Taplend?

You can get a personal loan up to ₹2,00,000 on the Taplend app.

Operated by Baba Lease and Investment Private Limited · RBI-Registered NBFC

Personal loan up to ₹2,00,000,
straight to your bank account.

Apply in minutes. No branch visits. No paperwork. Disbursed in 5 minutes by an RBI-registered lender you can trust.

Download App

RBI-Registered NBFC1.1 Million+ Downloads4.6★ on Google Play100% Digital

9:41

TAPLEND

You are eligible for

₹2,00,000

Personal Loan

₹5,000₹2,00,000

Tenure

Up to 128 days

Instalment

₹7,050

Interest

36% p.a.

Disbursal

Instant

Apply Now →

RBI Registered

Disbursed in 5 min

RBI-registered lender

Licensed & supervised NBFC

Data encrypted

256-bit SSL at all times

No hidden charges

What you see is what you pay

Disbursed in 5 min

Once loan is approved

How It Works

Four steps to your loan

Download the app

Available free on Google Play Store. Takes under a minute to install.

1 min

Complete KYC

PAN, Aadhaar, and a quick selfie. Fully digital — no branch visits needed.

3 min

Get approved

Our system evaluates your application and sends an offer within 1 minute.

1 min

Money in your account

Accept the offer and funds hit your bank account in seconds.

In seconds

Download the app

Available free on Google Play Store. Takes under a minute to install.

1 min

Complete KYC

PAN, Aadhaar, and a quick selfie. Fully digital — no branch visits needed.

3 min

Get approved

Our system evaluates your application and sends an offer within 1 minute.

1 min

Money in your account

Accept the offer and funds hit your bank account in seconds.

In seconds

Loan Details

Loan at a glance

Key Terms

Loan amount₹1,000 – ₹2,00,000

TenureUp to 128 days

Interest rate (ROI)36% p.a.

APRUp to 75.99%

Processing fee10% + GST

Risk Assessment fee2% + GST

Doc signing fee₹25

Prepayment / ForeclosureAllowed (4%)

Representative Example (as required by RBI)

This example is indicative. Actual rates depend on your credit profile.

Loan amount₹50,000

Tenure128 days (8 installments)

Interest rate (ROI)36% p.a.

Processing fee (10%)₹5,000 (10%)

Risk assessment fee (2%)₹1,000 (2%)

Doc signing fee₹25

GST on fees (18%)₹1,084.50

Total charges (incl. GST)₹7,110 (incl. GST)

Total interest₹6,400

EMI per instalment₹7,050

APR75.99%

Amount disbursed₹42,890

Total repayment₹56,400

Plan Your Loan

EMI Calculator

Adjust the sliders to see your exact loan disbursement and installment details.

Loan Amount₹50,000

₹1,000₹2,00,000

Tenure (64 Days)4 Installments

4 Installments (64 days)8 Installments (128 days)

Interest Rate (p.a.)36%

24% p.a.36% p.a.

Charges & Fees Breakdown

Processing fee (10%)₹5,000

Risk assessment fee (2%)₹1,000

Doc signing fee₹25

GST on upfront fees (18%)₹1,085

Total Deducted Charges₹7,110

Net Disbursement Amount₹42,890

Interest Charge (36% p.a.)₹3,200

Total Amount to Repay₹53,200

Installment EMI (4 installments)

₹13,300

Total Interest

₹3,200

Total Repayable

₹53,200

Principal vs Interest

Principal

Interest

* Indicative only. Actual rate, fees, and EMI may vary based on your credit profile and loan agreement. Refer to the representative example in the Loan at a Glance section for a worked illustration.

Why Choose Us

The lender you can rely on

In a market full of unregulated apps, Taplend stands apart — RBI-licensed, fully transparent, and always on your side.

RBI-Registered NBFC

Baba Lease and Investment Private Limited is licensed and supervised by the Reserve Bank of India. Your money is in safe hands.

Transparent pricing

No hidden fees, no surprise deductions. Every charge is disclosed upfront before you accept the loan.

Fast disbursal

Funds reach your account in as little as 5 minutes after approval — even on weekends and public holidays.

Minimal documents

Just PAN, Aadhaar, a bank statement, and a selfie. No branch visits. No salary slips for most applicants.

Flexible tenure

Choose repayment between 1 and 12 months to fit your budget. Foreclose early with zero charges.

Bank-grade data security

256-bit SSL encryption, RBI-compliant data practices, and a strict no-sharing policy with unauthorised third parties.

Am I eligible?

Eligibility & Documents

Eligibility Criteria

Indian resident aged 21–58 years
Salaried or self-employed individual
Minimum monthly income requirement
Active bank account with 3-month history
Valid PAN and Aadhaar card

Documents Required

PAN card (mandatory for all)
Aadhaar card for address & identity
Last 3-month bank statement (PDF)
Selfie for video KYC
Salary slips (salaried, if required)
Business proof (self-employed, if required)

Loan For Every Need

What will you use it for?

From medical emergencies to home repairs, Taplend personal loans cover all your financial needs.

🏥

Medical Emergency

Unplanned hospital bills shouldn't wait

🎓

Education Fees

Tuition, coaching, and course fees

💍

Wedding Expenses

Make the big day special

🏠

Home Repair

Fix the roof before the monsoon

✈️

Travel

Book now, repay in easy instalments

🔄

Debt Consolidation

One affordable payment, fewer headaches

📈

Credit Score Improvement

Build a strong credit history with on-time repayments

💼

Advance Salary

Bridge the gap before your next payday

Feedback & Reviews

What our
users say about us

"I needed ₹50,000 urgently for a medical emergency. Taplend approved the loan in minutes and money was disbursed straight to my bank account. 100% digital process!"

Amit Kumar

Delhi, India

"After seeing so many loan app scams, I was hesitant. But Taplend's RBI registration gave me complete confidence. No hidden fees, clear 10% processing fee."

Priya Sharma

Noida, Uttar Pradesh

"Used Taplend to cover my semester fees. The installment plan was very manageable and disbursal happened in under 5 minutes right after video KYC!"

Rahul Verma

Greater Noida, Uttar Pradesh

"I needed ₹50,000 urgently for a medical emergency. Taplend approved the loan in minutes and money was disbursed straight to my bank account. 100% digital process!"

Amit Kumar

Delhi, India

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